Fare Dodgers

[Tony]

While I'm not 100% certain, I do believe that is the case, yes. It's a 'fixed' value transaction, same as if you used your card in a local supermarket or elsewhere.

I do actually see quite a few people who do this, and it seems a fairly sensible choice for many passengers.

I personally pay for my bus travel via direct debit monthly in advance, so for me its just a case of tapping my Swift card each time.

The 'asking for a ticket' can work out quite a bit more expensive, depending on how many days you travel due to the weekly capping.

[Mega Kickdown]

They don't though, if you actually look at your bank statements.

I shop at plenty of local stores using my debit card, and I often find that the money doesn't actually leave my account until the following day. At the point of purchase, the card processor is looking for 'authorisation' for that transaction, based on the available funds in the account being used to make the payment at that time.

With NX it's slightly different, the system seeks 'authorisation' but the transaction doesn't get completed straight away, due to the 'capping' structure.


If someone's finances are that bad and they can't be sure they'll have at least £4.80 in their bank account at the end of the day, then perhaps they should stick to using cash to pay for their bus fares. Or perhaps consider getting a Swift Pay-As-You-Go or Swift Go card that they can load credit onto.

ye but they reserve the money instantly or within a reasonable time so you cant accidentaly spend it, nx reserves the money the next day. as you said the entire issue can be rectified by using cash

[cardew]

If someone's finances are that bad and they can't be sure they'll have at least £4.80 in their bank account at the end of the day, then perhaps they should stick to using cash to pay for their bus fares. Or perhaps consider getting a Swift Pay-As-You-Go or Swift Go card that they can load credit onto.

My finances are happily not that bad but if I know I am going to be tapping in and out on buses or the tube for example, I load a few quid onto a Wise currency card and use it solely for that purpose. 

An added bonus being not needing to get my debit card out repeatedly and risk losing it or having it nicked!

[windy miller]

   On the subject of fare 'dodging' I had the misfortune to have left home without
  my concessionary card recently  and had actually boarded a train before I realized.
  As I had no pass D/L  ID or debit cards either I would have been happy to get off 
   To my complete surprise there were TWO revenue officers on the train (which I 
   had never known on the x city line)  fortunately one of the officers accepted my     explanation and had no problem had I been a lot younger then maybe not. apparently the revenue dept at LM now have up to 20 officers available throughout their network.